Per IRS guidelines, you cannot fund an IRA with Crypto from an exchange or a digital wallet. Cash contributions must be funded with USD only.
Please follow the steps in this article to get started.
Premium Custody Accounts (PCAs) do allow crypto deposits! Visit PCA Crypto Deposits for more info.
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Articles in this section
- How do I make a cash contribution to my IRA?
- Can I fund my account with an ACH Transfer, Debit Card or Credit Card?
- How to use ACH for cash contribution (Walkthrough)
- Can I add funds through the credit or debit card on file?
- Can I link multiple bank accounts to contribute via ACH?
- Is my ACH being processed?
- How to check your ACH History
- Can I contribute or transfer crypto from an exchange wallet like Kraken, Gemini, or Coinbase into my IRA?
- When can I make my 2026 contribution? Can I still make 2025 contributions?
- How much can I contribute per year?