Contributions for the tax year 2026 can be submitted as early as January 1st, 2026.
The deadline for 2025 contributions is April 15th, 2026.
Annual limits for eligible IRA contributions (Roth and Traditional IRAs):
| Contribution Year | Contribution Limit: Under age 50 | Contribution Limit: Age 50 or older |
| 2025 | $7,000 | $8,000 |
| 2026 | $7,500 | $8,600 |
Contribution limits differ for SEP IRAs. For 2025, you can contribute up to $70,000, or roughly 25% of your adjusted gross income, and for 2026, you can contribute up to $72,000, or roughly 25% of your adjusted gross income. It is recommended to speak with your tax advisor about your SEP IRA contribution limits.
**Please note that iTrustCapital does not provide financial advice. Please discuss your eligibility to make an IRA contribution with a tax or financial professional.
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