How can I fund my IRA once it’s set up? How can I fund my IRA once it’s set up?

How can I fund my IRA once it’s set up?

Contributor Contributor

To add funds to your iTrustCapital account, you will begin by:

1. Logging into your iTrustCapital dashboard.

2. Once in your dashboard, go to the USD section and click the "Add Funds" button

3. There are 3 ways to fund your account:

4. Depending on the method chosen, we will email you the appropriate funding instructions once the process is initiated.

You can follow our more in-depth article on how to fund your account here

** Please Note: We are not able to fund these accounts with crypto unless they are coming In-Kind from another Crypto IRA.

 

Contribution Guidelines for IRAs

  • Annual limits for eligible IRA contributions (Roth and Traditional IRAs):
  • Contribution Year Contribution Limit: Under age 50 Contribution Limit: Age 50 or older
    2025 $7,000 $8,000
    2026 $7,500 $8,600
  • The deadline for 2025 contributions is April 15th, 2026. Contributions for the tax year 2026 can be submitted as early as January 1st, 2026.
  • Contribution limits differ for SEP IRAs. For 2025, you can contribute up to $70,000, or roughly 25% of your adjusted gross income (whichever is less), and for 2026, you can contribute up to $72,000, or roughly 25% of your adjusted gross income (whichever is less). It is recommended to speak with your tax advisor about your SEP IRA contribution limits.

 

For those with an Inherited IRA account, you may not make annual contributions per IRS guidelines