Can I make a contribution to an IRA with Cryptocurrency I already own? Can I make a contribution to an IRA with Cryptocurrency I already own?

Can I make a contribution to an IRA with Cryptocurrency I already own?

Contributor Contributor

The IRS only permits a new contribution into an IRA to be in USD. As a result, we cannot fund an IRA with crypto from an exchange or a wallet.

However, if you own crypto in another qualified IRA, you can perform an "In-Kind Transfer" - allowing you to fund your account with crypto without liquidating.

 

Please see the video below for more information.